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Home Owners, Renters, Auto, Commercial, Boat, RV Insurance in California
Low Cost Auto Insurance Lake Forest, CA

Low Cost Auto Insurance

With over 18 years of experience we’ll ensure you always get the best guidance
and best rates.

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home-owners-insurance-lake-forest-ca

Home Owner's Insurance

Get insurance that covers more than just fire! Most policies also include coverage for wind, hail, water damage, theft, and personal liability.

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business-commercial-insurance-california

Business Insurance

Worker's Comp, Commercial Insurance, Insurance for Contractors & more.

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Personal One to One Service Lake Forest, California

Personal Assistance

We’re famous for our friendly, personal help to answer all of your insurance needs.

boat-insurance-california

Boat Insurance Coverage

Personal Watercraft, Jet Boats, Sailboats, Fishing Boats, House Boats & more!

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Recreational Vehicle Insurance California

Recreational Vehicle Insurance

Off-Road Vehicles, Motor Homes, Travel Trailers, Campers, Toy Haulers & more!

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Licensed California Insurance Broker

Low Cost Auto Insurance
Health & Life Insurance
Home Owners/Renter’s Ins.
Recreational Vehicle Insurance
Business Insurance
Boat & Watercraft Insurance

Free Insurance Quote

We’re your best choice for your all your insurance Personal or Commercial needs!
Save Time & Money by getting your Low Insurance Quote!

About Us

Our mission at Streamline Insurance Services is to help our clients obtain the best possible coverage for the money.  We do this through education, technology, a broad range of insurance carriers, and becoming an advocate for our clients.

We spend a tremendous amount of time keeping current with the laws, products, and changes in the industry.  We strive to keep you up to date on any issues that might affect you.

Streamline Insurance Services is owned by Karen Dondanville, who has been a licensed broker for over 15 years.

Frequently Asked Questions

Can you insure me if I have a DUI or bad driving record?

YES!  While many companies will not even insure you if you have a DUI on your record we will get you insured regardless of whether or not you have a DUI. Please call us at now to get a competitive rate quote today!

What should I look for in an insurance agent or broker?

  • Agents are there to help you. At the most basic level, any agent or company representative should be able to answer all of your questions about insurance, provide you a thorough assessment of your insurance needs, and offer you a choice of insurance products to meet those needs.
  • Also, any insurance agency or company should provide you with prompt, quality service in the case of a claim. Just as important is the level of professional confidence and personal comfort you feel with the company representative or agent.

Why should I use an Independent Insurance Agent (broker)?

‘Cutting out the middle man’ it seems, does save money!

  • A sometimes overlooked, factor to keep in mind is that there are two kinds of insurance agents. Those who represent one insurance company and those who represent more than one insurance company.
  • Agents offering through their agencies the policies of one insurance company often are referred to as “captive agents.” Agents offering through their agencies the policies of more than one insurance company (but limited to companies who sell through independents) are called “independent agents”.
  • In most cases, contrary to popular consumer belief, broker pricing was actually better than direct insurance pricing.
  • The reason for this seems to be principally due to insurers providing different rates to brokers, in order that premiums are lower. Why would insurers provide special broker pricing? Simple: because the risk is lower for the insurer. Brokers are professionally trained to choose the right policy for their customers, and not to under insure, therefore avoiding unnecessary claims while maintaining the correct premium income.

Proudly Serving the State of California for over 15 years!

Why Streamline Insurance of California?

Clients Come First

We are focused on getting our clients the best possible coverage for the least amount of money

We are Brokers

Unlike captive agents, we shop for the best policy and rates instead of selling you one company’s products.

Years of Experience

Over 18 years of experience helping people just like you protect what they have worked so hard to build.

Testimonials

Here’s what just some of our clients have said

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Mike Smith – San Diego, CA
 

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Mike Smith – San Diego, CA

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Mike Smith – San Diego, CA

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Mike Smith – San Diego, CA

For expert insurance advice you can trust Karen Dondanville.

Our Providers

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Would you like to speak with an insurance specialist over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.

For Businesses: Do you have questions about how Streamline Insurance Services can help your company? Send us an email and we’ll get in touch shortly, or call (714) 717-6076 between 8am and 6pm Monday to Friday — we would be delighted to speak with you.

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